The PPP tracker has not been updated to reflect the most recent PPP rule changes. The recent changes allow a lot more flexibility in how the money is used, the time period it is used over (now anywhere from 8-24 weeks), and also provide more Safe Harbor rules that allow more companies to qualify for forgiveness even they didn't meet FTE requirements. Those changes are not easily reflected in a tracker given the large number of exceptions that can be made to the calculation rules based on individual circumstances. We recommend working with your accountant to individually determine the forgiveness calculations that should be performed for your business. For sole proprietors (Schedule C with no employees), you are able to use the full amount as owner compensation. No further calculations are necessary to be performed for forgiveness.